What are the other costs that usually accompany a home loan?

Home loans are usually accompanied by the following extra costs:
a) Processing Charge: It's a fee payable to the lender on applying for a loan. It is either a fixed amount not linked to the loan or may also be a percentage of the loan amount. The loan amount required by you cannot be less than the processing fee.

b) Pre-payment Penalties: When a loan is paid back before the end of the agreed duration, a penalty is charged by some banks/companies, which is usually between 1% and 2% of the amount being pre-paid.

c) Commitment Fees: Some institutions levy a commitment fee in case the loan is not availed of within a stipulated period of time after it is processed and sanctioned.

d) Miscellaneous Costs: It is quite possible that some lenders may levy a documentation or consultant charges.

e) Registration of mortgage deed.